Friday, June 17, 2011

Let's pray for my mother


Be strong mother. Insya Allah you will go through it fine.

She has been ill for about 3 weeks now. I was on and off coming home to visit her after work. Help her around, massaging her back whenever she feel pain. She kept moaning about her chest pain and I even put an ice cube to cool her down and she never complain. I cried whenever I look at her face. Her eyes shut and sometime her mouth a bit open to catch breath. Well, she's 85years old now and looking at her face does make me feel upset.

The other day, she went through an operation for her intestine problem, me and dad have waited about 5 hours in the operation hall. Then I saw the Surgen out, he came to me and inform that she will be out in half an hour time and will be transfered straight to ICU. I nod aggreely.

And now, she still there breathing with the help of the oxgine mask.

Oh Lord, please help to get her through it easily here and day after. Amen


with love.
Em

Tuesday, June 14, 2011

3 off and 3 more to go

After years been through all the rough in my life, I finally managed settle half of my credit card debt. Perhaps I would like to share a litle bit of how I negotiate with the collector in reducing my interest fees.

By the way, I own 6 banks in Malaysia. This is due to credit cards bill which has gone up high with outstanding payment.

In 2006, I have quitted my work as travel consultant in one of travel agent in Kuala lumpur. Why? uncertainty in paying monthly salary. No Epf contribution. (lie in telling me they had)

I finally learn to run my own travel business but due to insufficient fund, and slow business I urge myself to find a job. 2006-2007 is year of another recessions in Malaysia. I struggle to pay those babies that includes cars, room rent and food for myself. I foresee that is not easy for me to feed them all therefore, I let go one after another.

1. I write an official letter of termination of my credit card account for all of them and distribute it to them. This to help me avoid spending more using card when I have no job.

To my surprise, is not easy for me to find a proper job at the moment. Perhaps all the company is not hiring or I am just having a bad luck, i donno.

I started having high level of stress when those bank collector chasing me day and night asking for money. The court summon arrived one after another but yet I just ignored. Why? well I cant do much about it can i? I am poor!

I finally got a contract job in Oil and gas industry. Quite interesting pay and the salary goes to maybank via svg - giro. My first salary got frozen and I can withdraw at all. Why? becuase I have not yet pay them.

2. Negotiation to settle the outstanding balance. This way, you would be able to enjoy your daily lifesytle back to normal. Let me see, 3 years I have no job and never paid any single cent to those bank and my name has already in CTOS and CRISS and in Bank Negara Malaysia for being irresponsible debtor.

3. Installment payment is one of the method of settling the debt. Well, through my experiences, not all the banks having similar approach of getting the debtor to pay. They enforce their hired agent to distrurb your life. I could just have a heart attack when arguing with those collector agent, trust me their heart are cold as stone.

4. Full settlement after a year of payment where I have to sacrifice my bonuses to pay them off. Well not all of them being settle but that how I did settle 3 of the banks in 1 year time and get my release letter from them telling me off from their list. hahah but yet I have another 3 more banks to go. I target maybe early next year? Insya Allah...

Well, but remember once you agreed with the negotiation, you cannot breach your contract, or else...

In your negotiation you try to get as much discount as possible. Some bank will agree to even allow you to pay only your principle amount with little less interest fee rather that you have to pay 18% a year.

And now I am spending within my budget but still using a debit card. hahah

Hope that would help.


damn! merely get into the paradise but realised it was only a dream.

Monday, March 28, 2011

I am still promoting Malaysia islands though. My old customer still asking about it. Requesting a quotation and so on.

This upcoming May 2011, I hav ea group of 40 peoples is going to perhentian island. I hope this time will be fun. I arrange them with Watercolor impiani resort. seems that they have build a new resort chalet in perhentian besar island. Not sure how is it will be later on but I will update about the hotel and the services later.


damn! merely get into the paradise but realised it was only a dream.

Tuesday, March 22, 2011

diving deep inside the body - blood donation

I finally for the second time after 5 years, I let the nurse sucks my blood away. As the needle dive down through my system sucking all the red blood cell, I feeling excited. I weight 45kg when the nurse telling me is just enough to donate. When I see the blood running through the tube it makes me feel sad. Maybe I was thinking abut those people who's injured during tsunami in Japan last week.

The nurse came and sit down next to me, pampering the blood packet, maybe to make sure its enough but she suddenly adjusting the needle to my other vein. Telling me that my current vein is small enough to suck the bloods quicker.

350ml of my blood has gone to that packet. The packet seems to be full and pack with o+ blood type. I guess that would be enough from me.

As the nurse pull out the needle, I finally fell better unfortunately, my arm look a litle bit swallen. The nurse put an ice on top of it to make it less swallen. This is due to the changing vein to let the needle dive in.


damn! merely get to the paradise but realised it was only a dream.

Friday, March 18, 2011

I drank this juice and it's really work!

Hello hello, I just discover the healing power of nature. It might not be new to you but it does to me. I have been approached about this juice not realising that I have seen the big picture of the bottle it self whenever I pass by to my office. At first I was wondering, 'what the heck is that product?' it must be another new wine cellar.
In fact, it was just a juice that enhancing your health in your body system.

Since I suffered from damage joint where ligament on my knee isnt strong enough, where I have tried few other products inclusive capsule and multivitamin but still not giving so good result. I walk most of the day, running errand with heals and standing quite long hours that makes my feet and knees exhausted. Oh and there's spider vein as well appearing. Gosh, it is looks so ugly whenever I wear a short skit. I try to drink this juice for 1 bottle to see if I like it. Miracle happend after 3 days of drinking it, I noticed different on my knee. It is accepting the fast lane on the Mrt stairs instead waiting for the escalator during rush hour.
I feel good though. So I kept drinking it until its last drop. Then I noticed my spider veins is disappering a little bit.

So, now I am a user and registered distributer for whoever interested to buy. Beside I am joining the business marketing plan mlm that introduced to me. The plan was not really forcing people to find people. despite I just love to share the good things about health and people likes it.

Come and join me and ask me to sponsor you using my ID 3207345 !





damn! merely get to the paradise but realised it was only a dream.

Friday, February 18, 2011

Macam mana nak jadi kaya?

inilah persoalannya. keja keja keja. tapi sambil2 tu aku dok try lah beniaga macam-macam dan sekarang aku nak promot juice minuman yg sangat berkhasiat. Jadi sekarang ni, aku dok minum jelah dulu nak tengok ke berkesanan khasiat dia. Untuk pengetahuan korang, ni baru 2 hari aku minum. nak aku cerita lebih lanjut? boleh je. kita share cerita. abg yg recomend aku ni, seorang chef. dia dok belikan pakcik ni juice ni la. aku tanya, kenapa selalu sangat minum? rupa-rupanya pakcik tu dalam process recovery kanser usus yg patutnya kena operate 7 inci. aku terpegun le... damn! merely get to the paradise but realised it was only a dream.

Tuesday, August 28, 2007

good bye my love, good bye my friend

Sometimes I recall back, it was sweet that I was his but not anymore.
Last friday we chat, he got pissed with his wedding date. She's annoying he told me.
I listen and supported him. He bloody need a new wedding date. He scream. Then I was thinking 'obviously I am not the one' . I comfort him to bed and said 'sure you will fine a better than her' and he replied, 'It better be, and I know that I will.' I show my calm face and smile a bit then he went off to bed.
Few days after I refuse to go online. I kept thinking about it. I was sad, broken hearted. I guess I really have to let him go. It's to good to be true that I will never be with him. Today, I online and I put myself permanently off line to him, so he cannot see me online and vice versa. I will be strong not to answer his email anymore. I will dumb myself far away from him, him and him.